Terms and Conditions

TERMS & CONDITIONS

Effective Date: August 29, 2025

Introduction

Welcome to mdminds.com that is owned by Million Dollar, Ent. ("we," "our," "us").  These Terms & Conditions govern your use of our website, podcast content, and merchandise sales.  By accessing or using our site, you agree to be bound by these Terms.  If you do not agree, please discontinue use immediately.

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1. Intellectual Property Rights

• All content, including episodes of Million Dollar Radio, audio clips, artwork, logos, merchandise designs, text, and graphics, are the property of Million Dollar Minds, Ent. or its licensors and are protected by copyright, trademark, and other intellectual property laws.

• You may not reproduce, distribute, or exploit any content without our prior written consent.

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2. Million Dollar Radio Content Disclaimer

• Million Dollar Radio and related materials are for entertainment and informational purposes only.

• We do not guarantee the accuracy, completeness, or suitability of any opinions, advice, or information expressed.

• You acknowledge that you listen and act upon content at your own risk.

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3. Million Dollar Collection Sales Terms

    3.1 Product Descriptions & Availability

• We strive to ensure accurate product descriptions but do not guarantee that descriptions, images, colors, or other details are error-free.

• Availability of merchandise is subject to change without notice.

    3.2 Pricing & Payment

• Prices are displayed in [USD] and may change at any time.

• By submitting payment information, you authorize us to charge the applicable amount.

    3.3 Shipping & Delivery

• Estimated delivery times are provided for convenience but are not guaranteed.

• We are not responsible for delays caused by carriers, customs, or events outside our control.  Orders take an average of 7-10 days from the time of fulfillment to delivery.

    3.4 Returns & Refunds

• Orders may take until the next business day to be processed.  Once the order is fulfilled, all items are final sale - no refunds.

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4. User Conduct

You agree not to:

• Use the website for unlawful purposes or to solicit illegal activity.

• Attempt to hack, disrupt, or gain unauthorized access to our systems.

• Copy, scrape, or commercially exploit site content without permission.

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5. Limitation of Liability

• To the fullest extent permitted by law, we disclaim all liability for damages resulting from your use of the site, podcast, or merchandise.

• We are not responsible for indirect, incidental, or consequential damages.

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6. Privacy

Your use of the site is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

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7. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the content, policies, or practices of these sites.

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8. Governing Law

These Terms are governed by the laws of the State of Tennessee, without regard to conflict of law principles.

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9. Changes to Terms

We reserve the right to modify these Terms at any time. Updates will be posted on this page with a revised effective date. Continued use of the website after changes constitutes acceptance of the updated Terms.